Which is more cost-effective: purchasing travel insurance directly from insurers or using a comparison website in the UK?
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The cost-effectiveness of purchasing travel insurance in the UK depends on the individual circumstances, but here are some general pros and cons of each option ¹ ²:
Purchasing Directly from Insurers:
Pros:
- Some insurers offer discounts for buying directly from them.
- You can get personalized advice and guidance from the insurer's representatives.
Cons:
- You may not be able to compare prices and coverage easily across different insurers.
- You may miss out on special deals or promotions offered by comparison websites.
Using Comparison Websites:
Pros:
- You can compare prices and coverage across multiple insurers easily.
- Comparison websites often offer special deals, discounts, or promotions.
- You can find insurers that offer coverage for pre-existing medical conditions.
Cons:
- Comparison websites may not always find the cheapest deals.
- Some insurers may not be listed on comparison websites.
- You may need to provide personal information to get quotes.
Some popular comparison websites for travel insurance in the UK include:
- GoCompare
- Moneysupermarket
- Comparethemarket
- (link unavailable)
Some insurers that offer discounts for buying directly from them include:
- AA
- Admiral
- Co-op
- Direct Line
- LV
- M&S Bank
- RAC
- Sainsbury's Bank
- Tesco Bank
- TripSure
https://www.gocompare.com/travel-insurance/


